The Financial Supervision Authority (KNF) published a new registry on its website last Friday, and it includes a new company - Kontomatik. The new list, called the Registry of account information service providers, will include fintech companies that can benefit from the PSD II directive. AISPs are companies that, with the customer's consent, can gain access to their bank account transaction data.

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As I’ve mentioned, Kontomatik is the first company in Poland to be listed in the KNF's registry. A representative of the supervisor said during the last Cashless Breakfast that we could expect the first bank account access permissions on the basis of the PSD II in late September or early October. There are a dozen applications still pending from companies that want to be included in the registry.

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Services like AIS (account information service) and PIS (payment initiation service) can be provided via API by several dozen foreign fintech companies that informed the KNF about their intention and were notified by the supervisor. Banks are also interested in providing PSD II based services, such as gathering information about accounts at multiple companies. An appropriate KNF permission has already been granted to Alior, mBank, Nest and PKO.